Utah Health Insurance Exchange
In 2005, the Utah State Government made health system reform one of its top policy priorities. Since then, legislative leaders and senior executive staff have worked together to create a vision of success for Utah. Through this process, specific areas of need have been identified. One of them is to bring the consumer back into the equation. Too many decisions that affect people's lives are made by others.
In 2008 & 2009 critical legislation was passed that will do exactly that. HB 133 (2008) & HB 188 (2009) directs the Office of Consumer Health Services to create an internet portal that will facilitate the requirements specified in Utah's Health System Reform legislation.
The Utah Health Insurance Exchange is the realization of that instruction. At its core, the Exchange is designed to connect consumers to the information they need to make informed health care choices, and in the case of health insurance, to execute that choice electronically.
One of the cornerstones of Utah's approach to health system reform is to move our health care system toward a consumer-based system where individuals have greater control over their health, health care, and health care financing. A major step in that direction is the development of a workable defined contribution system. The Utah Health Exchange is a critical component in moving towards a consumer-based system. For example, in order for a defined contribution system to function efficiently, consumers need a single shopping point where they can evaluate their options and execute an informed purchasing decision. For a consumer-based market to succeed, brokers, agents, employers, and individuals must have access to reliable information to allow consumers to make side-by-side comparisons of their options.
In addition to your state's health insurance exchange, we recommend that you also compare rates and plans offered from other health insurance quote comparison sites. We recommend InsureMe where you can compare rates from dozens of health insurers such as Aetna, Humana, BCBS, Anthem, United Health and many more.
Another great source for comparing health insurance plans is eHealthInsurance.com.
You can access the Utah Health Insurance Exchange here.
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